In Florida, insurance companies and adjusters are governed by a set of rules and regulations designed to protect consumers and ensure fair and ethical practices in the insurance industry. These rules are primarily outlined in the Florida Insurance Code and are enforced by the Florida Department of Financial Services (DFS).…
If you need to file a complaint about a homeowners insurance company in Florida, you can follow these steps: 1. Contact Your Insurance Company: Before escalating the situation, it’s a good idea to contact your insurance company directly. Explain your concerns and give them a chance to address the issue.…
Turo and Getaround are the latest entries into the transportation landscape of South Florida. Think of it as an “Airbnb for cars”. It is also commonly referred to as the “car sharing” industry. Unlike Uber or Lyft, which are “ride-sharing”, car sharing companies such as Getaround and Turo offer to…
When people think of auto insurance, they probably think of the comprehensive and collision insurance. But, most do not actually full understand the terms. So, what is the difference? Comprehensive and collision insurance are two of the most common types of auto insurance that are offered to repair damaged vehicles.…
You might be surprised by this but Instacart doesn’t provide commercial automobile insurance coverage for its drivers. As a result, most Instacart drivers will not be insured. The Instacart driver may have their own car insurance, but unless they disclosed to the insurer that they were using that vehicle for…
In March of 2017, a Lyft driver in Miami was killed in a Little Havana accident. The other driver was charged with DUI (Driving Under the Influence) for being high on crystal meth and cocaine. There were four passengers in the Lyft driver’s vehicle who were taken to the hospital.…
Until now, Uber, Lyft and the transportation network companies (TNC) have dealt with local governments on a county by county basis. However, in January 2017 proposed legislation was filed in the Florida Legislature which is widely viewed as favorable to the TNC companies like Uber and Lyft. This is potentially…
Motorcycle accident lawyers in Miami come across this issue all the time. What kind of insurance should I get for my motorcycle? If you own a motorcycle, the most important insurance coverage you should have is uninsured motorist coverage. If there is a motorcycle in your life – you, your…
Miami police arrested an Uber driver in Coconut Grove for selling narcotics based on a tip. The law enforcement officers were engaged in an anti-gun violence operation. They received a tip and arrested the Uber driver at a convenience store on Grand Avenue. The driver was also in possession of…
Lynne McChristian of the Insurance Information Institute recently told the Miami Herald that auto insurance rates are rising because of the drop in the unemployment rate as the main reason. “It’s an unintended consequence of low unemployment,” she said. “You have more people with jobs to go to.” That’s a…