If you are in a car crash in Miami, an immediate concern is whether the other driver has any insurance at all. If they do, then the question becomes just how much insurance is there. The amount of the policy limits may well determine whether your claim gets settled. Insurance…
Articles Posted in Insurance
CAN THE HOSPITAL TURN ME AWAY?
Most people believe that if you go to an emergency room, they cannot refuse to treat you. That is not entirely true. Consider the case of the late Barbara Dawson. She died after being forced to leave an emergency room in handcuffs. Barbara Dawson went to Calhoun Liberty Hospital…
M.I.S.T – MINOR INJURY SOFT TISSUE CLAIMS
Insurance companies classify injury claims for evaluation and efficiency. One of the main categories are MIST (Minor Impact Soft Injury) or LIST (Low Impact Soft Tissue) claims. Once a claim is designated as a MIST claim, the insurance company will set a value based on other MIST claims and rarely…
WHY DO I HAVE TO SIGN A RELEASE?
If you settle your personal injury claim, you will need to sign a release to get the money. A release basically means that you are releasing, or letting go, your claims against the responsible party. In a car accident, that usually means the owner and operator of the other vehicle…
CHIROPRACTOR WINS $14.5 MILLION AGAINST GEICO
A chiropractor and his wife were awarded $14.5 million in their lawsuit against GEICO in Miami-Dade County. The jury’s verdict was based on a December 2004 highway collision with an uninsured motorist. Dr. David Zucker and his wife filed their lawsuit in 2006 and finally received their verdict over 9…
JURY SAYS GEICO FAILED
A jury told GEICO to pay $9.6 million because it failed to help its own policyholder settle a claim following a fatal accident. When an insurance company pays its policy limits that does not settle the case. Insurance companies have to try to get a release for its policyholder whenever…
Car Accident Lawyer in Miami Discusses Impact of Personal Injury Claim on Insurance Rates
If you’ve been in a car accident, you may find yourself facing additional new expenses and financial burdens. Accident survivors may have to shoulder new medical expenses, rehabilitation costs, and may even miss time at work. They may have to repair or replace a car that has been damaged or…
DEFENSE EXPERTS PAID $700,000 BY INSURANCE COMPANIES
Insurance companies spend incredible amounts of money to experts who regularly testify at trial. In Miami car accident cases, these experts are usually board certified orthopedic surgeons or neurologists who testify for insurance companies on a regular basis and at tremendous financial gain. However, a skilled trial attorney can expose…
WHY IS MY CAR INSURANCE SO EXPENSIVE?
Everyone who owns and operates a registered vehicle in Florida is required to have Personal Injury Protection (PIP) insurance. According to Florida Statute § 627.736, for a person to be eligible for PIP medical benefits, those injured in a motor vehicle accident must seek initial services and care from specified providers within…
FLORIDA SUPREME COURT TELLS STATE FARM TO PAY UP
EVIDENCE OF FUTURE MEDICARE BENEFITS AT IS NOT ADMISSIBLE AT TRIAL State Farm took a father and his developmentally disabled adult son to the Florida Supreme Court and lost. The son was hit by a vehicle while riding his bicycle in 2007. Since he was disabled, his father, as his…