The minimum Personal Injury Protection coverage required by law in Florida is only $10,000. This amount is never enough to fully pay for damages, especially when it comes to a catastrophic accident like a head-on-collision. And that is your own insurance that covers your own damages. Unfortunately, many car owners skimp on their insurance to save money and just purchase the minimum amount of insurance. Another problem that may occur is the at-fault driver does not have any insurance at all, so remember it is always recommended to carry uninsured motorist coverage on your vehicles.
Besides injuries and a destroyed automobile, head-on-collisions can wreak havoc financially. Medical care is costly and you may end up with a lot of debt because of it. The cost of the most advanced and intensive care, such as for injuries to the brain and spinal cord can easily end up in the six figures. You may need physical rehabilitation for a long time. You may be laid up and unable to go to work, which can hurt your budget even if it is for a short time. If you are unable to work because of your injuries for a long time, you could end up bankrupt.
The worst case scenario is death. If a relative died in an auto accident, you also may be able to file a wrongful death claim … to obtain justice for your loved one who has passed over, and to fight to provide the survivors of the deceased much deserved financial stability.
These situations often end up in court, so you need an attorney who can litigate your case like Jonah Wolfson of Wolfson & Leon. Mr. Wolfson litigates and tries cases in Miami-Dade County.
The Correct Way to Deal With Insurance Companies to Preserve Your Rights
Following an accident, it’s important to have someone try and obtain the contact information from any witnesses of the accident, along with any other details pertaining to the incident. These details may be able to provide important information that can used in a lawsuit, and are often quickly forgotten after the accident scene has been cleared. Make sure to get and review a copy of the official accident report too. Head-on collisions in Florida are often caused because the at-fault driver committed a traffic violation. If you think that is the case, you need to be sure the at-fault driver was issued summonses for all traffic violations committed that led to the accident as additional documentation confirming who was at fault in the accident. You need to have as much evidence of the facts as you can when dealing with an insurance company. A personal injury attorney, like Jonah Wolfson of Wolfson & Leon, will guide and manage your case from the initial evidence gathering to the conclusion. There are many things the average person does not know about the law when it comes to car accidents. Wolfson & Leon will look out for your interests every step of the way.
Insurance companies have a small army of in-house attorneys and also will contract with expensive specialist attorneys when there is a catastrophic auto accident injury. These lawyers all have the same goals: to save as much money as possible for the insurance company and to make sure an accident victim gets as little compensation as they can get away with. It is usually best to have legal representation that has the knowledge to effectively deal with all insurance company issues.
If you or a loved one has been involved in a head-on collision you should consult with a car accident attorney to help protect your rights before speaking to your insurance company or speaking to the insurance company of the other party. Jonah Wolfson could be your lawyer. Obtain legal representation first and let them deal with the insurance companies on your behalf and guide you as to what to say. This is more important than many average citizens realize, as insurance companies routinely try to trick claimants into making statements detrimental to their own cases. The accident lawyers at Wolfson & Leon can guide you when it comes to dealing with insurance companies.
Wrongful death and injury claims from a head-on collision need to be managed by a law firm who will pay close attention to and work with a plaintiffs who has suffered a devastating personal injury or who are the survivors of a loved on who died as a result of a head-on-collision. These cases require a lawyer to be diligent to stay up to date on new developments in personal injury law (federal, state and local), and to stay knowledgeable regarding the details when it comes to managing automobile accident cases. We here at Wolfson & Leon will fight for you to get the compensation you deserve!